Our physician insureds achieve both group savings and individual security in an Affinity product. NIA’s products solve the three biggest issues facing today’s physicians purchasing Disability and term life insurance – we are able to:

1) Maximize total available tax-free disability benefits.

2) Minimize the end of term re-entry premiums for physicians who need to retain their coverage longer than originally anticipated.

3) Simplify the ordinarily complicated and lengthy application and approval period with NIA’sstraightforward and simplified application process.

• Simple 1-page applications
• High-level individual benefits
• Long-term client protection
• No membership requirements
• Supplements to employer paid plans
• Group cost savings
• Fills gap between group & expensive individual plans

Plan highlights & rate quotes:
Term Life
Disability
Accidental Death and Disability