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Simple Non-Medical Application
Under 40? Apply for up to $500,000 in life coverage*
Under 50? Apply for up to $10,000/mo in disability coverage**

Premium Life &
Own Occupation
Disability Coverage

For Kentucky Attorneys, Accountants,
Dentists & Physicians

I got $36k per year of individual own occupation disability insurance without an exam, blood test or tax returns, for less than $36 per month. It's supplemental to my employer coverage, so it goes with me even if I leave my firm. And I did it all online, with NIA.
Matt, Kentucky attorney
35 years old
*Members & Spouses under 40 may apply for up to $500,000 life coverage, select rate only. Members & Spouses age 40 - 49 may apply for up to $250,000. Preferred rates require a paramedical exam and lab work. Exams or additional info may be required with certain medical histories.

**Members under 50 may apply for up to $10,000/month disability coverage with no medical exam, tax returns or financial documents required. Exams or additional info may be required with certain medical histories.